WC Calculator MAIN                                  SS Reduction SOCIAL SECURITY REDUCTION BASED ON WORKER'S COMPENSATION PAYMENTS A: Monthly Earnings*             80% B: Permanent Disabilty Payments** C: Social Security Disabilty Benefit D: Reduced Social Security Disabilty Benefit Age over 65 *Monthly is determined by several methods.Two of the mehod most used are: 1.Average current earnings-high one year. This is 1/12 th of the highest earnings calender year within the five calender years before the year that disability began. 2.Average current earnings- high five years.This is 1/60 th of the total earnings for 5 consecutive calender years. ** This is the permanent disabilty payment or ,in the case of lump sum,some other method as the Hartman method.The Hartman method is that portion of the lump sum settlement attribute to permanent disability payments less deductibles such as attorney's fee divided by life expectancy.